Property Damage Losses Homeowners Claims Recovery Process
Our public adjusters have tremendous experience and expertise in evaluating homeowners property insurance policies. We work with you throughout the claims process to implement the claims strategy that is best for your family.
Step 1: Ensure the Safety of Your Family
When disaster strikes, your priority is making sure your family is safe.
Step 2: Contact a Public Adjuster
Our team will meet with you immediately at a time and location most convenient for you.
Step 3: Thorough Review of Your Policy
We will conduct a comprehensive review of your policy, noting restrictions, coinsurance requirements, limitations, and options. We will inspect and document the damaged property thoroughly.
Step 4: Creating a Claims Strategy that Works with Your Goals
Working with you, we create and activate a claims strategy that meets your goals and objectives.
Step 5: We Take Care of All Insurance-Related Needs.
Once we have agreed on the claims strategy, we will:
- Regularly meet with the insurance company’s personnel on-site
- Determine an agreeable scope of repair and evaluation of damages.
- Prepare a detailed reconstruction estimate and evaluate all reconstruction estimates prepared on behalf of your insurer.
- Prepare a detailed inventory of personal property and evaluate all personal property inventories prepared on behalf of your insurer.
Step 6: Negotiations & Final Settlement
We will negotiate equitable settlements, accurately taking all damages into consideration, as we consider increases in labor and material costs, supply chain difficulties, and other relevant factors.
Step 7: Rebuilding, Restoration, Relocation
We negotiate with the insurance company to ensure that you can achieve your specific goals, whether restoring or rebuilding your property or relocating. We will be thrilled to walk with you through the doors of your new or home.