School/Education
When property damage disrupts a school, the top priority of school leadership is often to be able to maintain a safe, stable learning environment for students—not becoming bogged down navigating the complexities of an insurance claim. That’s where we come in. While you focus on keeping classes running and supporting your staff, our team of experts—including forensic accountants, building estimators, inventory specialists, and licensed public adjusters—handles every detail of your claim. We work to ensure you receive the full benefits of your insurance policy so your school or institution can recover as quickly and smoothly as possible.
Why Choose Us?
Since 1941, our team of expert loss consultants has been dedicated to helping school administrators navigate the complexities of an insured property loss. We manage every aspect of the claims process—from assessment and documentation to negotiation—ensuring you receive a fair and timely settlement. With GGG/AI by your side, you can focus on what truly matters—providing a safe, uninterrupted learning environment for your students and staff.
What We Do
Thorough Evaluation: As insurance professionals, we understand all areas of your policy, including coverage limitations, restrictions, coinsurance requirements, law and ordinance provisions, policy time-deadlines, etc.
With You the Whole Way: We meet with you often to discuss your business operations and create the right claims strategy to fit your immediate needs and long-term goals. Our experts stay in constant communication with you and the insurance company as we execute a plan that achieves your priorities. We will inspect and document the damaged property thoroughly.
Securing Equitable Settlements: We advocate for a swift and fair settlement from your property insurer to protect your interests and maximize your recovery.
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In the aftermath of significant property damage, you're left wondering about the best course of action to accelerate your recovery.
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You contact your insurance company, anticipating that they will promptly send out an adjuster and provide the coverage you have paid for. However, your claim will impact your insurer's financials – will their adjuster look out for your best interests?
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This dynamic reveals the delicate balance between your needs and the financial intricacies of the insurance industry. Navigating this landscape effectively is crucial to ensure appropriate recovery, in accordance with the coverage you have paid for.
We Can Help
Understanding the "fine print" of your insurance policy before engaging in substantive discussions with your property insurer is essential. How the claim is presented and how the coverage is utilized can make a dramatic difference in your recovery amount. Our in-depth analysis of the policy, and expert guidance, built upon over 80+ years of experience in the insurance claims industry, is invaluable to your full recovery.
Key Considerations for Your Insurance Claim Process
- Following a property damage loss, what are the duties and responsibilities of the policyholder?
- How has the damage affected the school’s ability to operate (partial vs. full closure)?
- What is the plan for temporary classrooms or remote learning during repairs?
- Does the policy cover additional costs for renting temporary educational facilities?
- What specialized equipment & inventory losses should I be particularly concerned about?
- What is the projected loss of revenue due to downtime?
- Are there extra expenses for transportation if students need to be relocated to another school?
- Were critical infrastructure components (HVAC, plumbing, electrical, fire suppression systems) affected?
- What if the insurance company’s representatives do not arrive for days – what immediate steps should be taken by the policyholder, if any?
- Were science labs or storage areas affected, and does the policy cover hazardous material cleanup?
- How will student records and sensitive data be protected if computers or filing systems were damaged?
- Do we have any coverage for personal items that were damaged, that belonged to staff members?
- Does the policy cover costs associated with bringing the school up to current building codes?
- Is there mold, smoke, or water damage that requires specialized cleaning?
- What is the estimated timeline for repairs, and how does it align with the facility’s operational needs?
- Do the independent building consultants brought in by the insurance company work for the policyholder or for the insurance company?
- What does your loss of income claim entail?
- Will overtime labor costs for faster reopening be covered?
- What classroom technology (smartboards, computers, lab equipment) was damaged, and what is the repair vs. replacement cost?
- Does the policy cover loss of educational materials such as textbooks, art supplies, or musical instruments?
- How will losses in gym, sports, or extracurricular equipment be valued?
- Were kitchen or cafeteria appliances affected, and are food spoilage losses covered?
- Does the policy require mitigation steps (e.g., using approved contractors, adhering to specific timelines)? What mitigation steps are required to ensure full claim reimbursement?
- Is it beneficial for your property to be considered a total loss? Why might it not be?
- Does your insurance coverage include a coinsurance provision? How will that impact your claim?
- Does the policy cover emergency response services, such as security or additional staffing needs?
- Are there specific coverage limits for specialized educational equipment and technology?
- Are there exclusions for certain types of damage (e.g., flood, earthquake, vandalism, or cyberattacks affecting school systems)?
The Difference We Make
GGG/AI works exclusively for YOU, the policyholder, not for the insurance company. Our insurance professionals have managed and negotiated thousands of claims after every type of property damage disaster. With offices across the US and an unmatched network of expert resources, we swiftly and equitably navigate the claims process towards successful resolution.
Client Success Stories
… Almost every day I pick up the newspaper and read about destruction from floods, hurricanes, wildfires, tornados, structural collapse and I always wonder if a team of GGG professionals are on their way to help those… Read More about Richard C. Darrell
Richard C. Darrell
Darrell Development/Oldfields School
… Your team found sound arguments to counter the insurers' positions, and you dealt with and provided the reams of information and documentation that the insurers and their consultants demanded. With your skill… Read More about Roy P. Moskowitz
Roy P. Moskowitz
The New School
… I hope your summer is going well. I wanted to formally thank you and your team for working vigorously on behalf of our interests following the devastating fire that destroyed our Dunwoody location in Dunwoody Village… Read More about Rick Smith
Rick Smith
New School of Music
We engaged Goodman-Gable-Gould to represent our interests after a devastating tornado severely damaged our private school campus in Springfield, Massachusetts. To complicate matters, we had executed a purchase and sale… Read More about Michael A. Serafino
Michael A. Serafino
One Ames Hill Corp
… A fire started in the Academic Center building at our Washington, DC campus. While the fire was contained in the 4th floor art room, the water required to distinguish the fire went throughout the building. By day… Read More about Darwin L. Walker
Darwin L. Walker
Maret School
… This letter comes to you in appreciation of your outstanding services provided to the Maryland College Institute of Art. MICA had never used professional loss consultants or adjusters before… Read More about Michael Molla
Michael Molla
Maryland Institute College of Art
… I would like to take this opportunity on behalf of the St. Helena Parish School Board to express our sincere gratitude for the great job your company did in negotiating the settlement with our insurance carrier. As… Read More about Daisy F. Slan
Daisy F. Slan
St. Helena Parish School System
… Houston Independent School District (HISD) Is the 7th largest school district in the nation and largest in Texas with over 210,000 students and 306 schools. Earlier this year, we suffered a large rain event which… Read More about Kermit Falgout
Kermit Falgout
Houston Independent School District
… I want to thank you again for your help on the Georgetown Visitation matter. Your experience and expertise were an asset as we worked toward a resolution of the Sisters’ claim. Your reputation was known to Aetna, and… Read More about Pat A. Cipollone
Pat A. Cipollone
Kirkland & Ellis/ Georgetown Visitation Preparatory School
Client References
As licensed public adjusters, we work exclusively for you to ensure that you secure a fair settlement from your property insurer after a disaster.