Fast Food Restaurant
In the aftermath of a property damage incident to your fast food restaurant, you and your team have far more important priorities—like trying to re-open as soon as possible to be able to return to serving customers—than dealing with the complexities of an insurance claim. That’s where we come in. While you focus on your employees and customers, our team of experts—including forensic accountants, building estimators, inventory specialists, and licensed public adjusters—work to level the playing field and ensure you receive everything you’re entitled to under your insurance policy.
Why Choose Us?
Since 1941, our team of expert loss consultants has been committed to helping business owners navigate the challenges of an insured property loss. We handle every aspect of the claims process—from assessment and documentation to negotiation—ensuring you receive a fair and timely settlement. With GGG/AI by your side, you can focus on what truly matters—keeping your fast food restaurant running smoothly and serving your customers without interruption.
What We Do
Thorough Evaluation: As insurance professionals, we understand all areas of your policy, including coverage limitations, restrictions, coinsurance requirements, law and ordinance provisions, policy time-deadlines, etc.
With You the Whole Way: We meet with you often to discuss your business operations and create the right claims strategy to fit your immediate needs and long-term goals. Our experts stay in constant communication with you and the insurance company as we execute a plan that achieves your priorities. We will inspect and document the damaged property thoroughly.
Securing Equitable Settlements: We advocate for a swift and fair settlement from your property insurer to protect your interests and maximize your recovery.
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In the aftermath of significant property damage, you're left wondering about the best course of action to accelerate your recovery.
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You contact your insurance company, anticipating that they will promptly send out an adjuster and provide the coverage you have paid for. However, your claim will impact your insurer's financials – will their adjuster look out for your best interests?
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This dynamic reveals the delicate balance between your needs and the financial intricacies of the insurance industry. Navigating this landscape effectively is crucial to ensure appropriate recovery, in accordance with the coverage you have paid for.
We Can Help
Understanding the "fine print" of your insurance policy before engaging in substantive discussions with your property insurer is essential. How the claim is presented and how the coverage is utilized can make a dramatic difference in your recovery amount. Our in-depth analysis of the policy, and expert guidance, built upon over 80+ years of experience in the insurance claims industry, is invaluable to your full recovery.
Key Considerations for Your Insurance Claim Process
- Following a property damage loss, what are the duties and responsibilities of the policyholder?
- How has the damage affected the restaurant’s ability to operate (partial vs. full closure)?
- Were key infrastructure components (HVAC, fryers, backup generators, walk-in coolers, water filtration systems) affected?
- What specialized equipment & inventory losses should I be particularly concerned about?
- What is the projected loss of revenue due to downtime?
- If you own additional restaurant locations nearby, how will that impact your claim?
- What kitchen equipment was damaged, and what is its repair vs. replacement cost?
- Are property owners required by their insurance company to protect the property from further damage and to mitigate the extent of the loss?
- Were food supplies lost due to spoilage, contamination, or power outages?
- Does the policy cover loss of perishable inventory?
- What if the insurance company’s representatives do not arrive for days – what immediate steps should be taken by the policyholder, if any?
- Are there additional costs for health department-mandated improvements?
- Are there liability concerns related to food contamination or interrupted service?
- Is there mold, smoke, or water damage that requires specialized cleaning?
- What is the estimated timeline for repairs, and how does it align with the facility’s operational needs?
- Do the independent building consultants brought in by the insurance company work for the policyholder or for the insurance company?
- What does your loss of income claim entail?
- Will overtime labor costs for faster reopening be covered?
- Does the policy cover costs for temporary advertising to rebuild customer traffic after reopening?
- Does the policy require mitigation steps (e.g., using approved contractors, adhering to specific timelines)?
- Is it beneficial for your property to be considered a total loss? Why might it not be?
- Does your insurance coverage include a coinsurance provision? How will that impact your claim?
- Does the policy cover loss of income beyond the repair period (customer recovery time)?
- What mitigation steps are required to ensure full claim reimbursement?
- Are there policy exclusions for certain types of damage (e.g., flood, grease fire, sewer backup)?
The Difference We Make
GGG/AI works exclusively for YOU, the policyholder, not for the insurance company. Our insurance professionals have managed and negotiated thousands of claims after every type of property damage disaster. With offices across the US and an unmatched network of expert resources, we swiftly and equitably navigate the claims process towards successful resolution.
Client Success Stories
… I can't begin to thank you and all your team at Goodman-Gable-Gould (GGG). Your team has been amazing to work with, and have advocated on our company’s behalf to help receive approximately 50% more revenue from a fire… Read More about Tom Burrell
Tom Burrell
McDonald's
… Thank you for all of GGG's efforts put forth to document, manage and negotiate my insurance claim to a favorable resolution. As you know, a fire destroyed one of my IHOP restaurants in Kentucky. I was left with the… Read More about Chris Kennon
Chris Kennon
IHOP
… Thank you and your team at GGG/Adjusters International for your hard work, expertise, and persistence to resolve our Insurance claim for a very favorable settlement. We were fortunate to have your company recommended… Read More about Dick Bold
Dick Bold
Bold Enterprises, Inc.
… Thank you for GGG's recent attendance and support at the BK Conferences. Since GGG's initial handling of the devastating fire to my Clarksville, Tennessee store, I have appreciated your responsiveness to many of my… Read More about Kevin Newell
Kevin Newell
Supreme Foods
… I am writing to share my experience with Goodman-Gable-Gould/Adjusters. I own 2 McDonalds restaurants and one had an electrical fire and I thought I had lost everything. I had personally never experienced this type of… Read More about Kristina Grumiaux
Kristina Grumiaux
3GS Enterprise Inc. t/a/ McDonald’s
… I am writing this letter to express my appreciation for your help with my insurance claim after a large truck ran through my Alabama Dairy Queen store. The truck caused significant damage and deemed the building… Read More about Sohel Momin
Sohel Momin
Parvin, Inc./Dairy Queen
… You made GGG look real good with your handling of our recent CiCi’s claims. We really don’t know how you did it, but you found money where there wasn’t any! We cannot find words to describe the feeling of comfort… Read More about John and Candi Christen
John and Candi Christen
CiCi’s Pizza
… The sum of the first 3 claims you handled, resulted in an additional $150,000 in paid claims. I am now, very impressed. Goodman Gable Gould/Adjusters International goes above and beyond what is needed to get the job… Read More about Steven M. Wemple
Steven M. Wemple
Sailormen, Inc./ Popeye's Chicken and Biscuits
… On behalf of Savannah Restaurants Corporation, I would like to thank you for helping to bring our insurance claim to conclusion. We experienced a fire at one of our Burger King restaurants, and as a result filed an… Read More about Alex Salgueiro
Alex Salgueiro
Savannah Restaurants Corporation/Burger King
Client References
As licensed public adjusters, we work exclusively for you to ensure that you secure a fair settlement from your property insurer after a disaster.